Inground Swimming Pools

 

Choosing an inground pool comes with plenty to consider—especially when it comes to pricing. This guide outlines the key factors that influence cost, compares fiberglass, concrete, and vinyl liner pools, and explains what long-term maintenance and ownership may look like.

Our aim is to provide straightforward information so you can evaluate your options with confidence and select the pool that best fits your home, lifestyle, and budget.

We’ve also created a detailed buying guide that addresses not only pricing but the most common questions homeowners have when planning for an inground pool.

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What Impacts the Cost of an Inground Pool?

 

Before comparing specific pool types, it’s important to understand the main factors that influence the total investment:

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• Pool size and design – Larger or custom-shaped pools require additional materials and labor.

• Site access and soil conditions – Limited access, sloped yards, or rocky soil can increase installation complexity.

• Local labor and permit requirements – Pricing varies depending on regional regulations and contractor rates.

• Upgrades and features – Lighting, automation, spas, tanning ledges, and water features add to the overall cost.

• Decking, fencing, and electrical work – Often priced separately, but necessary to complete the project.

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When evaluating cost, it helps to think in two categories: the upfront expense to install the pool and the long-term cost of ownership. Both can vary significantly based on your location and the type of pool you select.

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Fiberglass Pool Costs

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Fiberglass pools offer a quick install, durability, and long-term savings. River Pools shells are installed exclusively by Pool Pros to ensure quality, proper handling and long standing quality.

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Standard packages can look different depending on the company, so it’s worth double-checking what’s actually included. Some don’t cover key items like permits, delivery, or even water fill.

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You’ll also want to look closely at things like warranties, the type of equipment provided, and who manufactures the fiberglass shell.

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And don’t forget about the extras, most homeowners spend another $25,000–$50,000 on things like electrical, patio work, fencing, and accessories.

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For more on the costs that tend to sneak up, check out our article: Top 7 Hidden Costs of an Inground Pool Project or just watch the video here!

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Concrete/Gunite Pools: Initial Cost

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Just to be clear, a gunite pool is a concrete pool. Gunite is simply a way of applying the concrete that makes up the pool shell. When comparing a concrete pool vs. a fiberglass pool, the key difference in upfront cost comes down to materials and labor. 

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Many folks are surprised to learn that the price gap between concrete and fiberglass pools isn’t as wide as expected. Turn-key gunite pool projects typically range from $85,000 to $225,000, with basic packages starting around $85,000 depending on the size and complexity.

But while upfront costs of concrete and fiberglass pools can overlap, concrete often brings higher long-term expenses due to resurfacing, chemical use, and longer construction timelines.

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Related links:

• How Much Does a Concrete Pool Cost?

• How Much Does It Cost to Replace a Concrete Pool with a Fiberglass Unit?

• Cheap Concrete Pools, the Economy, and Common Pool Buying Mistakes

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Vinyl Liner Pools: Initial Cost

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Vinyl liner pools remain popular due to their low initial cost, which is by far their most appealing attribute.

 

While many homeowners find the price of vinyl pools attractive, there are a few things to keep in mind. Vinyl liners will typically need to be replaced every 5 to 9 years, which adds to the long-term cost. They’re also more prone to damage and because of that require more care compared to fiberglass.

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That said, if you're working with a tighter budget upfront, vinyl liner pools remain a popular and widely used option.

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Lifetime Cost of Ownership Associated with Each Type of Pool

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Now, let's take a look at how much it costs to own each type of pool over time.

This chart compares the 10-year swimming pool cost of fiberglass, vinyl, and concrete pools:

 

You can see the huge disparity between the

maintenance costs of these three types of

swimming pools. Why is the cost to own

a fiberglass pool so much less?

First, they are incredibly durable.

Second, they are very efficient.

Let's take a closer look.

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Why Are Fiberglass Pools So Durable?

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One big reason fiberglass pools hold up so well is the gelcoat layer, that smooth, protective surface you see and touch. Thanks to advancements over the years, modern gelcoats can last longer and can stand up better to wear and tear.

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With the right maintenance, a quality gelcoat can last for decades, possibly even a lifetime. 

By comparison, concrete pools typically need resurfacing every 10 to 15 years, which can be a pretty big investment. Vinyl liners typically need to be replaced every 5 to 9 years, and those costs add up too.

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Why Are Fiberglass Pools So Efficient?

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Fiberglass pools tend to be more efficient because they have a faster install time, require less day-to-day care, and often cost less over time. 

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The smooth surface helps prevent algae from taking hold, which can mean fewer chemicals and not as much time spent on upkeep.

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Depending on your setup, you may also be able to run your pump and filter at lower speeds or for shorter periods which can provide substantial energy savings.

Over the years, many homeowners also see fewer maintenance and repair costs, making fiberglass a smart, long-term option for many families.

 

That’s inground swimming pool pricing in a nutshell. The right choice comes down to balancing upfront cost with long‑term ownership, and choosing what works best for your backyard and your budget.

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